About Financial Advice

Benefits of financial advice

Tailored, professional financial advice can help you make informed financial decisions and create long-term financial security for you and your family. A financial adviser can assist you with managing and meeting your short and long-term financial goals, from starting out in the workforce through to planning for retirement.

The partners of Riverina Financial Planning can:

• Give direction and meaning to your financial decisions;
• Put a strategy in place to help build and protect your income and investments;
• Assist you to plan for major changes in your personal circumstances, e.g, retirement
• Help you understand the long-term effects of your financial decisions; and
• Help you monitor progress towards achieving your financial goals.

The financial planning process

In order to ensure your financial plan is right for you, we will take you through a series of steps.

Step 1 - Initial Consultation

Meet for an initial consultation that allows you and your financial planner to find out about each other.  This consultation may be free but you should check with the adviser first.

Step 2 - Listen to your needs

We collect information using a confidential questionnaire to determine your current financial position, personal objectives and goals, your attitudes toward risk and your interest in different types of investments.

Step 3 - Individual solutions developed

Your adviser will develop a comprehensive written financial plan providing strategies and researched investments which meet your needs.

Step 4 - Strategy presentation and refinement

The strategies and investments contained in the plan will be personally presented and discussed with you in full prior to implementation to ensure that you are comfortable with the approach we have recommended. 

 Step 5 - Strategy Implementation

The agreed strategies will be implemented with your adviser assisting complete any paperwork and applications and lodging those on your behalf.

Step 6 - Measure and review

Once your strategies are in place, a review program will commence by mutual agreement.  We believe regular review as a critical element in turning your goals and dreams into reality.